Holly Schumpert Attorney at Law specializes in bankruptcy law, specifically Chapter 7 Bankruptcy Law and Chapter 13 Bankruptcy Law, as well as Personal Injury Law in Memphis, Tennessee.
Since 1995, Holly Schumpert has provided bankruptcy assistance and representation for both individuals and businesses. The effectiveness and success of the cases that Holly Schumpert has worked on, comes from her significant effort to understand each client’s individual needs and provide them with a custom plan of action specific to their personal case.
Holly Schumpert offers an initial free consultation where she will discuss with you your individual circumstances and determine whether filing for bankruptcy is the right solution for you.
In addition to bankruptcy, Holly Schumpert Attorney at Law, also provides personal injury representation. If you or a loved one have been injured, or you have experienced the loss of a loved one caused by another person’s negligence, you may be entitled to compensation. Holly Schumpert has represented personal injury cases for over 20 years and has built reputable relationships within Memphis, TN and surrounding communities. Holly Schumpert is experienced and knowledgeable about negotiating with insurance companies that represent individuals or businesses that may have caused your injury. If you have been injured in a car accident, by medical malpractice or by a slip and fall accident due to the fault of another party, Holly Schumpert can help you claim the compensation that you deserve.
My husband and I went to see Holly Schumpert today and after dealing with Hurst Law Firm, I can sure say it was a huge difference. She took an hour and a half with us to explain things, make a plan with us and give us different options we could do. She did not make us feel bad about being there or feel stupid for asking questions like Hurst did. If I had to recommend her to anyone I would say without a doubt go see her. 04/25/2014
I could not have gotten a better attorney to handle my case. Holly was straight forward in telling me what my rights were, and the consequences based on the decision I made regarding my case. She was very thorough, knowledgeable, and precise. Thank You Holly. 03/13/2013
Ms. Schumpert is very polite and knowledgeable both on the phone and in the office. Though dealing with her was not under the best circumstances, she knew exactly what to do in my situation. She does not sugar coating on anything, so there were no future surprises in my case. I would recommend her to anyone needing legal assistance. 04/11/2010
Holly Schumpert is very knowledgeable in bankruptcy law and, because of this, will not respond to offhand questions without the information necessary to give an adequate response. She has helped many clients through very tough times, representing them in their best interests because of her knowledge of the applicable laws. She is a very dedicated attorney, and I could have no better attorney. 04/11/2010
I was extremely pleased with the service and expertise provided by Ms. Schumpert. Professional, knowledgeable and helpful at all times, she got us through a tough situation. Highly recommended! 04/11/2010
I've known Ms. Schumpert for many years, she is one of the most knowledgeable attorneys (especially in bankruptcy) that I've known. She does not sugar coat her answers, and will be very direct. I will continue to use her as my attorney because I always know what to expect, and I know my case will be handled properly. 04/09/2010
Bankruptcy is a legal means to consolidate your bills to make them more affordable or completely discharge your debts to provide you the ability to get a fresh start. However, bankruptcy is not always the best solution for all financial problems. Everyone’s situation is different. It is important for you to meet with an attorney to discuss your specific facts and circumstances to determine what is in your best interest and how to save the property that you have worked hard to acquire.
If you live in Arlington, Bartlett, Barretville, Collierville, Cordova, Covington, Dyersburg, Germantown, Memphis, Lakeland, Munford, Union City, Fayette County, Shelby County, Tipton County or surrounding areas in West Tennessee and you are overwhelmed with your financial situation, Holly Schumpert, Attorney at Law, can help.
Whether your financial stress is a result of being unemployed or under employed, divorce, medical illness or injury, law suits, garnishments, evictions, repossessions, harassing phone calls, child support orders, tax problems, or just bad luck, things can get better. Holly Schumpert can help you get you the financial relief and peace of mind that you have been looking for. It is time for you to stop avoiding phone calls, fearing repossession, eviction, foreclosure, garnishments and other creditor collection efforts and harassment. Are you losing sleep because you do not know what to do or who to pay next? If so, it is time to get out of the “unknown zone” that is so stressful. If you need a fresh start, call Holly Schumpert at (901) 323-9000 for a free consultation to discuss your specific issues and problems to remedy your particular situation.
Upon the filing of a bankruptcy, federal law provides for what is called the “automatic stay” that prevents creditors from continuing their collection efforts, including payday loans, garnishments, repossessions, lawsuits, evictions or foreclosures, tax liens, judicial attachments, utility cut-offs, harassing phone calls, etc. If your creditors are threatening or actively pursuing any of these aggressive or non-aggressive means to collect money from you, bankruptcy may be the option for you. Do not wait until your creditors have your property, call today to schedule an appointment for a free consultation with Attorney Holly Schumpert to discuss your options based on your particular facts and circumstances.
Holly Schumpert has over 20 years of experience in the Memphis, Tennessee bankruptcy courts and can guide you through the sometimes harrowing experience of filing for bankruptcy. It is time to get out of the “unknown zone” and take back control of your financial situation. Every case is different based on the specific facts and circumstances and structure of your debt. Let Holly Schumpert Law help you understand the differences about your case and your options for becoming debt free. At the offices of Holly Schumpert Law you will be provided personal service. You will speak with Holly Schumpert directly, never with a staff member or “paralegal” for an answer to your legal questions. You should always get your legal advice straight from the attorney, not staff, not the “grape vine”, and definitely not the street. Know your rights and know your options by calling Holly Schumpert Attorney at Law today at 901-323-9000 for your free consultation.
Chapter 7 bankruptcy is also referred to as a “liquidation”. This does not mean that if you file a Chapter 7 bankruptcy, you will lose your property that you are wanting to keep. A Chapter 7 bankruptcy is designed to completely eliminate debt that is hindering your ability to maintain your ongoing daily expenses or your accounts with your secured creditors, such as your automobiles, furniture or home. In most Chapter 7 bankruptcy cases there are no unexempt assets. Therefore, in most cases, you can protect your property or assets and discharge the other accounts that are overwhelming you. Chapter 7 allows you to legally discharge unsecured debts, including but not limited to credit card debt, medical debt, utility debt, past landlords, past automobiles, personal loans and sometimes debts owed to the IRS. If you are being garnished and file a Chapter 7 bankruptcy, not only may you stop the garnishment, you may be able to have all or some of the garnished funds returned to you. The bankruptcy process for a Chapter 7 is very short and the discharge is usually within four months of filing the case. Once you have been granted a discharge, you will want to begin re-establishing your credit. Call today to schedule an appointment for a free consultation with Attorney Holly Schumpert to discuss your specific circumstances and options to determine if a Chapter 7 is the best solution to begin your fresh start.
Chapter 7 bankruptcy is an option for individuals facing debt in the following areas:
- Vehicle Payment
- Credit Card Debt
- Utility Debt (unless you continue to live at the same residence)
- Cell Phone Bills
- Medical Bills
Chapter 13 bankruptcy is also referred to as a “wage earner” bankruptcy. One requirement to file a Chapter 13 bankruptcy or “wage earner” is that you must have some form of regular income. Some types of regular income are employment or self employment income, social security benefits, disability, unemployment, retirement, child support, AFDC or other consistent source of income. A Chapter 13 bankruptcy modifies or restructures your debt to make it more affordable and allow you to protect and keep your property. With a Chapter 13 case, all of your debt can be consolidated into one monthly payment. Are you at the point where you are borrowing from Peter, to pay Paul, to get to Mary next? With a Chapter 13 bankruptcy, you can stop worrying about who gets paid next. It is time to stop the stress of deciding who to pay next and consolidate your payments to a more affordable monthly payment.
Generally, a Chapter 13 case assists a debtor in stopping a repossession or foreclosure of property that they wish to keep, but due to hard times, have gotten behind on their payments. A Chapter 13 plan lasts 3 to 5 years. If the case was filed to stop a foreclosure because the mortgage was behind, then at the end of the case, the mortgage will be current and back on track with the contractual terms of the mortgage agreement. All other debts would be discharged and no longer owed, with the exception to any unpaid student loans.
Often times, a Chapter 13 case is filed to assist a person in maintaining their driver’s license or reinstating their driver’s license by paying court costs or fines or delinquent child support. Sometimes, a Chapter 13 case is filed to stop collection by the IRS, and “freeze” their debt, preventing them from continuing to access statutory penalties and interest. Some debts owed to the IRS are dischargeable and some are not. A Chapter 13 case can be filed to split up the claims of the IRS and provide a payment to that debt that cannot otherwise be discharged. A Chapter 13 case lasts from 3 to 5 years and at the end of the case, upon receiving a discharge, the debtor is debt free with the exception of any student loans that were not paid through the case.
“Let Holly Schumpert guide you through the process of reclaiming your life, emotionally and financially following a personal injury caused by another party.”
Personal Injury Law
If you have been injured in an accident caused by the negligence of another person, or you have lost a love one due to the fault of a business or another individual, then contact Holly Schumpert Law to assist you in claiming the financial reimbursements that you may be entitled to.
When an at-fault party causes harm to you as an individual, your minor child or another family member, the physical, emotional and financial pain can be debilitating and last for a very long time. Personal injury can cause loss of wages due to the inability to work, can rack up medical expenses both from initial medical costs, like an ambulance ride or emergency room expense; or ongoing medical care costs like physical or emotional therapy, or cost of medications for pain or infection. These are all expenses that you may be entitled to being reimbursed for. In addition, with the help of Holly Schumpert, you may be able to claim payment for pain and suffering.
Holly Schumpert has successfully represented hundreds of personal injury cases and wrongful death cases in Memphis, Tennessee, defending injured parties against some of the largest insurance companies in America. With decades of experience in the Memphis, TN courts, Holly Schumpert has gained expert knowledge and experience in negotiating all types of personal injury and wrongful death cases. These years of experience, allow her to anticipate and defeat the insurance companies and the strategies that they often use when negotiating with people who have been injured or killed by one of their clients. With just the right combination of tenacity and compassion, Holly Schumpert advocates for her clients to obtain fair compensation for those involved in personal injury accidents.
Holly Schumpert can defend the following personal injury cases:
- Motor Vehicle Accidents
- Car Accidents
- Bike Accidents
- Pedestrian Accidents
- Motorcycle Accidents
- Public Transportation Accidents
- Death by Automobile
- Premise Liability
- Slip and Fall Injuries
- Dangerous Conditions
- Vacation Accidents
- Retail Store Accidents
- Amusement Park Accidents
- Dog Bites
- Park or Playground Accidents
- Accidents on Public Property
- Public and Residential Swimming Pool Accidents
- Defective Products Liability
- Defective Dangerous Toys
- Defective Power Tools
- Defective Drugs
- Defective Medical Implants
- Defective Cars, Seat Belts, Air Bags, etc
- Defective Consumer Products
- Other types of negligence
- Elevator and Escalator Accidents
- Boating and Watercraft Accidents
- Medical Malpractice
- Construction Accidents
- And more…
In Case of an Accident
If you are injured or have been involved in an accident that you think is the fault of another person, follow these three steps…
Holly Schumpert can advise you on the proper steps to take towards claiming the fair and just compensation that you may deserve and so that you have the necessary representation that you need throughout your personal injury case.